Wedding Insurance Cover - Should we have this?

The simple answer is YES.

When you take into consideration the whole cost of a wedding and the outlay you will be making it probably makes sound sense to protect yourself and your investment should things go wrong. No one likes to think it will, but it could ! Wedding insurance isn’t mandatory, but it can provide essential financial protection if you’ve poured your heart, soul and savings into your wedding day only for it to be cancelled or disrupted.

What could wedding insurance cover?

Wedding insurance can cover a wide range of events that result in cancellation, damage, loss or injuries, helping you to rearrange your big day or replace stolen or damaged items.

•   ♥  Accidents - If a person is injured or their property is damaged 
•   ♥  Unplanned Illness - Wedding guests and/or suppliers
•   ♥  Wedding Cancellation and Postponement - Guests in wedding party ill, or wedding venue backs out.
•   ♥  Lost, stolen or damaged items - For example: the wedding dress, suits, rings, gifts, cake, etc.
•   ♥  Failure of suppliers - Your caterer goes bust or florist failing to deliver the bridal bouquet. 
•   ♥  Marquees - The hired Marquee gets damaged. 
•   ♥  Ceremonial swords - If military personnel, the sword causes damage or an accident.

These are some possibilities that none of us like to think about when planning a wedding but should they happen, a wedding insurance policy should pay you immediate compensation for such eventualities. 

Once you have set a date for your wedding then is the time to ensure your insurance cover is in place as this will then cover you from the planning stage, [ie that start date] right up to and including the wedding day itself.

Which wedding insurance should I get?

We are unable to recommend any particular company or policy but we have listed some comparison websites below which have always proved useful when comparing different policies and prices. 

Go Compare Wedding Insurance

Compare the Market 

You should always satisfy yourself before taking out any policy that it will meet your full requirements. For a one-off small outlay it could be one of the wisest investments you make !